Current Interest Rates / सध्याचे व्याजदर

Reserve Bank Staff & Officers’ Co-operative Credit Society Ltd., Mumbai

Effective from 1 August 2026 / १ ऑगस्ट २०२६ पासून लागू

Interest rates approved and published by the Society for deposits and regular loans. / संस्थेने जाहीर केलेले ठेव व नियमित कर्जावरील व्याजदर.

Deposit Interest Rates / ठेवींवरील व्याजदर

Deposit Scheme / ठेव योजनाRate p.a. / वार्षिक दर
Fixed Deposit — 13 Monthsमुदत ठेव — १३ महिने6.55%
FD — Half-Yearly Interest Payoutमुदत ठेव — सहामाही व्याज5.10%
FD — Monthly Interest Creditमुदत ठेव — मासिक व्याज5.10%
Recurring Deposit — 12 Monthsआवर्ती ठेव — १२ महिने5.10%
Special RD — 24 Monthsविशेष आवर्ती ठेव — २४ महिने5.40%
MBD Schemeसभासद सदिच्छा ठेव (१)4.00%
MBA Depositसभासद सदिच्छा ठेव (२)5.10%
Capital Depositमासिक वर्गणी5.00%
Savings Accountबचत खाते3.50%

Loan Interest Rate / कर्जावरील व्याजदर

Regular Loan / नियमित कर्ज
Maximum regular loan limit / कमाल नियमित कर्ज मर्यादा: ₹80,00,000
8.20% p.a.
FD Calculator / मुदत ठेव गणकLoan Calculator / कर्ज गणक

Rates shown are from the Society's published rate notice effective 1 August 2026. Rates may be revised by the Society; please confirm current applicability before placing deposits or taking loans. Loan sanction and deposit conditions are subject to Society rules.

Source: Society's “New Rate of Interest” notice, Annual Report 2025–26, page 11.